Personal Loans

When you need extra cash to cover an expense, we offer a variety of options to help you finance smaller expenses.

Loan Type

Unsecured Loans

We offer a variety of flexible loan options for personal loans in amounts up to $5,000.

Collateral Loans

Take a loan from yourself! Using your existing passbook savings or certificate of deposit, you can borrow the money you need and when you're done paying it off, you'll still have something to show for it. Collateral loan rates are very low and you'll feel good about paying yourself back.

Cash Reserve (Overdraft Protection)

Get added protection. The cash reserve line of credit is a great way to avoid overdrawing your checking account. Be confident that your checks will always be paid. You may qualify for a line of up to $2,500 with an 18% Annual Percentage Rate. Application is required. $30 annual fee applies. Subject to credit approval.1

1Annual fee waived when you maintain a minimum average monthly checking balance of $15,000 or a minimum average monthly combined balance of $25,000 in StonehamBank checking, savings, money market, IRA, and CD accounts.