Certificates of Deposit


Choose your term and lock in a competitive interest rate. With StonehamBank’s Certificates of Deposit (CDs) you get the assurance that your deposits are insured in full through a combination of Federal Deposit Insurance Corporation (FDIC) and Share Insurance Fund (SIF) protection, and these added benefits:

  • The flexibility to choose term - from 3 months to 5 years1
  • Receive up to a +.05% APY CD bonus* - bonus based on the combined balance in your StonehamBank checking, savings, money market, IRA, and CD accounts
  • Your money builds predictably and safely - no need to worry about the ups and downs of the stock market

1Penalties may be imposed on early withdrawals. Fees may reduce earnings. $1,000 Minimum balance required to open and earn Annual Percentage Yield (APY). Select terms available for online account opening.

*Maintain a minimum average monthly checking balance of $50,000 or a minimum average monthly combined balance of $100,000 in StonehamBank checking, savings, money market, IRA, and CD accounts to earn +.05% APY bonus. Please refer to our Optimum Benefits chart for more information and other bonus rates available.

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