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Fixed Mortgage Rates

Effective as of 7/13/2024

TermRate APR1,3PointsMonthly P&I 2Payment (per $1,000)
Payment amounts do not include taxes and
insurance. Your payments may be greater. 
30-Year Fixed Rate7.000%6.949%0$6.65 (360 payments)
20-Year Fixed Rate6.500%6.593%0$7.46 (240 payments)
15-Year Fixed Rate6.875%6.995%0$8.92 (180 payments)

All rates are subject to change without notice. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Annual Percentage Rate (APR) is based on a single-family primary residence property and is subject to change based on factors such as points, loan amount, loan-to-value, borrowers credit, property type, and occupancy. All rates subject to change without notice. Subject to credit approval. 

Principal and Interest (P&I) 

Annual Percentage Rate (APR) above is based on a loan amount of $400,000, for owner-occupied property or 2nd homes with a 80% or lower Loan to Value (LTV) and FICO Score of 700 or 75% or lower LTV and FICO Score of 680. The property is located in MA or Southern New Hampshire. Rates may vary based on other scenarios. 


 

Jumbo Fixed Mortgage Rates

Effective as of 7/13/2024

TermRate 5APR1PointsMonthly P&I 2 Payment (per $1,000)
Payment amounts do not include taxes and
insurance. Your payments may be greater. 
30-Year Fixed Rate 3,48.000%8.060%0$7.34 (360 payments)

All rates are subject to change without notice. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
 

1  Annual Percentage Rate (APR) is based on a single-family primary residence property with a loan amount of $800,000. APR is subject to change based on factors such as points, loan amount, loan-to-value, borrower’s credit and property type. Subject to credit approval. 

2  Principal and Interest (P&I)  

3  Jumbo Loan Fixed rates for loans above the conventional limit of $726,200. Limited to a 1-unit, primary residence, purchase or rate and term with a loan to value of 80% or less and FICO Score 700 or greater. Rates may vary based on other scenarios. These rates are eligible for Owner-Occupied, Single-Family Residences and Condos. 

4  High Balance County loan limits may be restricted. 

5  Jumbo Loans over $1,500,000 add 0.24% to rate. Loans over $1,000,000 maximum loan to value (LTV) is 75%.