Plus One Money Market

Plus One Money Market Features

Interest paid at the end of each month
Access your money at any time¹
Available only with an Optimum Plus or Optimum One Checking Account
$10 minimum balance to open and earn Annual Percentage Yield (APY)
No monthly maintenance fee²
Receive a monthly statement

¹ Transaction Limitations: You will be permitted to make no more than 6 combined pre-authorized, automatic, check or telephone transfers per statement cycle from your Money Market account to another account or third party. If you exceed these restrictions, we may assess an excess fee.

² For a full explanation of our fees, please refer to our Fee Schedule.

Plus One Money Market Rates

Effective as of 5/17/2025

Balance	Interest Rate	Annual Percentage Yield (APY)
$0-$9.99	0.00%	0.00%
$10.00 and above	0.20%	0.20%

APY = Annual Percentage Yield

An Optimum Plus or Optimum One Checking Account is required to be eligible to open this account. Minimum balance to open and earn APY is $10.00.

Fees may reduce earnings. Interest compounded and credited monthly. Variable rate may change after account is opened. Certain other restrictions may apply.

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Our Additional Savings Accounts

Optimum Savings | Optimum Money Market | CD | IRA

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Plus One Money Market

Local banking gives you the power to do even more with your money when you save more.

Plus One Money Market Features

Plus One Money Market Rates

Plan for a Bright Financial Future

Mortgages Made Easy

Plus One Money Market

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