Holiday Hours

As we celebrate the holidays, please note our adjusted branch hours:
  • Wednesday, 12/24: Closing at 2:00 PM
  • Thursday, 12/25: Closed
  • Wednesday, 12/31: Closing at 2:00 PM
  • Thursday, 1/1: Closed
You can always access your accounts through online & mobile banking, and our ATMs are available 24/7. Wishing you a joyful holiday season and a happy new year! 
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Plus One Money Market

Local banking gives you the power to do even more with your money when you save more.

Plus One Money Market Features

  • Interest paid at the end of each month
  • Access your money at any time1
  • Available only with an Optimum Plus or Optimum One Checking Account
  • $10 minimum balance to open and earn Annual Percentage Yield (APY)
  • No monthly maintenance fee2
  • Receive a monthly statement

1 Transaction Limitations: You will be permitted to make no more than 6 combined pre-authorized, automatic, check or telephone transfers per statement cycle from your Money Market account to another account or third party. If you exceed these restrictions, we may assess an excess fee.

2 For a full explanation of our fees, please refer to our Fee Schedule.

Plus One Money Market Rates

Effective as of 1/2/2026

BalanceInterest RateAnnual Percentage Yield (APY)
$0-$9.990.00%0.00%
$10.00 and above0.20%0.20%

APY = Annual Percentage Yield

An Optimum Plus or Optimum One Checking Account is required to be eligible to open this account. Minimum balance to open and earn APY is $10.00.

Fees may reduce earnings. Interest compounded and credited monthly. Variable rate may change after account is opened. Certain other restrictions may apply.

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Plus One Money Market

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Our Additional Savings Accounts

Optimum Savings | Optimum Money Market | CD | IRA

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