Billerica Branch Traffic Alert & Holiday Closure

Our Billerica Branch parking lot remains open. Due to nearby construction, the parking lot exit is temporarily blocked, and police are directing traffic in and out through the entrance. We apologize for any inconvenience.

Holiday Hours: All StonehamBank offices will be closed Monday, October 12, in observance of Columbus/Indigenous Peoples’ Day. ATMs, Online Banking and Mobile Banking remain available.
 
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Plus One Money Market

Local banking gives you the power to do even more with your money when you save more.

Plus One Money Market Features

  • Interest paid at the end of each month
  • Access your money at any time1
  • Available only with an Optimum Plus or Optimum One Checking Account
  • $10 minimum balance to open and earn Annual Percentage Yield (APY)
  • No monthly maintenance fee2
  • Receive a monthly statement

1 Transaction Limitations: You will be permitted to make no more than 6 combined pre-authorized, automatic, check or telephone transfers per statement cycle from your Money Market account to another account or third party. If you exceed these restrictions, we may assess an excess fee.

2 For a full explanation of our fees, please refer to our Fee Schedule.

Plus One Money Market Rates

Effective as of 10/7/2026

BalanceInterest RateAnnual Percentage Yield (APY)
$0-$9.990.00%0.00%
$10.00 and above0.20%0.20%

APY = Annual Percentage Yield

An Optimum Plus or Optimum One Checking Account is required to be eligible to open this account. Minimum balance to open and earn APY is $10.00.

Fees may reduce earnings. Interest compounded and credited monthly. Variable rate may change after account is opened. Certain other restrictions may apply.

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Plus One Money Market

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Our Additional Savings Accounts

Optimum Savings | Optimum Money Market | CD | IRA

Questions?

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