Labor Day

All StonehamBank offices will be closed on Monday, September 7 in observance of Labor Day.
Please note: The ATMs at our 80 Montvale Avenue, Stoneham location will be unavailable beginning Saturday, September 5 after 2:00 PM through Monday, September 7 while we seal our parking lot. As a reminder, Online and Mobile Banking will remain available.
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Optimum Money Market

When you can save more, you can do more.

Optimum Money Market Features

  • Interest paid at the end of each month
  • Receive a monthly statement
  • Monthly maintenance fee1 of $5 is waived with a $2,500 average daily balance
  • $10 minimum balance to open and earn Annual Percentage Yield (APY)
  • Access your money at any time2

1 For a full explanation of our fees, please refer to our Fee Schedule.

2 Transaction Limitations: You will be permitted to make no more than 6 combined pre-authorized, automatic, check or telephone transfers per statement cycle from your Money Market account to another account or third party. If you exceed these restrictions, we may assess an excess fee.


Optimum Money Market Rates

Effective as of 9/5/2026

BalanceInterest RateAnnual Percentage Yield (APY)
$0-$9.990.00%0.00%
$10.00-$24,999.990.05%0.05%
$25,000.00-$99,999.990.10%0.10%
$100,000.00-$249,999.990.15%0.15%
$250,000.00 and above0.20%0.20%

APY = Annual Percentage Yield

Fees may reduce earnings. Minimum balance to open and earn APY is $10.00. Interest compounded and credited monthly. Variable rate may change after account is opened. Certain other restrictions may apply. Monthly maintenance fee of $5 is waived with a $2,500 average daily balance.

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Optimum Money Market

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Our Additional Savings Accounts

Optimum Savings | Plus One Money Market| CD |IRA 

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