Spending

Our staple checking account. Do more with your money with the help of valuable benefits and a variety of tools to support easy finance management. 

Take the best features of Optimum Checking and Optimum Savings accounts into one powerful solution, making it easy to spend, save, and earn interest in one place. Designed for simplicity and flexibility, it helps you manage your money smarter without juggling multiple accounts.

Earn interest and do more to benefit your account balance with each deposit. Plus, enjoy all the great benefits of the Optimum One Checking account as an added bonus. 

Get the flexibility and essential banking benefits you need for free with our Simple Checking account. 

Free interest-bearing checking account for students age 13 through the age of 22¹

As your neighborhood bank, we pride ourselves on helping you do more with your money. That's why the Visa® Debit Card is included with our suite of checking account products. 

If your card is lost or stolen, please call 800-236-2442.