What is Optimum Banking?

Each and every time you reach out to us - whether online, over the phone, or in-person - you can expect to be presented with the best combination of benefits, convenience, technology, and flexibility.

Explore account options and our variety of banking services

Close up of hands writing a check.


Find an account that will suit your business' cash flow demands. We offer solutions for small businesses, non-profits, and large businesses.

Eligible accounts can be paired with a Business Visa® Debit Card, and all accounts can be conveniently managed and monitored through Business Online Banking.

View Accounts


Begin earning competitive rates on your business' excess funds in anticipation of future costs or growth. Our accounts support a wide spectrum of balance levels and transaction volumes.

Business Online Banking is available for qualifying accounts and is an easy way to track growth.

View Accounts

Woman accepting a credit card payment.

Cash Management Solutions

Maximize your business' money and streamline processes with our suite of services.

View Services

2019 Small Business Spotlight Winner

Meet Laurie-Anne Chan, Owner and Director of the Children's Gathering Day School of Wakefield, MA