What is Optimum Banking?

Each and every time you reach out to us - whether online, over the phone, or in-person - you can expect to be presented with the best combination of benefits, convenience, technology, and flexibility.

Explore account options and our variety of banking services

Close up of hands writing a check.


Find an account that will suit your business' cash flow demands. We offer solutions for small businesses, non-profits, and large businesses.

Eligible accounts can be paired with a Business Visa® Debit Card, and all accounts can be conveniently managed and monitored through Business Online Banking.

View Accounts

Man grooming a dog.


Begin earning competitive rates on your business' excess funds in anticipation of future costs or growth. Our accounts support a wide spectrum of balance levels and transaction volumes.

Business Online Banking is available for qualifying accounts and is an easy way to track growth.

View Accounts

Woman accepting a credit card payment.

Cash Management Solutions

Maximize your business' money and streamline processes with our suite of services.

View Services

2019 Small Business Spotlight Winner

Meet Laurie-Anne Chan, Owner and Director of the Children's Gathering Day School of Wakefield, MA