Individual Retirement Account

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Individual Retirement Account Features

$1000 minimum balance to open and earn Annual Percentage Yield (APY)
Lock in a secured interest rate for a fixed period of time¹
Deposits are fully insured by the Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF)
Terms from 6 months to 5 years

View IRA Rates

¹Penalties may be imposed on early withdrawals. Fees may reduce earnings.

IRA Rates*

Effective as of 11/18/2025

Term	Interest Rate	Annual Percentage Yield (APY)	Minimum to Open & Earn APY
4 months - SPECIAL	3.78%	3.85%	$1,000.00
6 months	0.35%	0.35%	$1,000.00
12 months	0.35%	0.35%	$1,000.00
18 months	2.96%	3.00%	$1,000.00
24 months	3.20%	3.25%	$1,000.00
36 months	3.20%	3.25%	$1,000.00
48 months	3.20%	3.25%	$1,000.00
60 months	3.20%	3.25%	$1,000.00

*APY = Annual Percentage Yield

Penalties may be imposed on early withdrawals. Fees may reduce earnings. Rates are subject to change.

Individual Retirement Accounts (IRAs) are subject to limitations and/or penalties imposed by the Internal Revenue Service.

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Individual Retirement Account (IRA)

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Individual Retirement Account Features

IRA Rates*

Plan for a Bright Financial Future

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Individual Retirement Account (IRA)

Individual Retirement Account (IRA)

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