Keep things consistent with a principal and interest payment you can predict, every single month.
Fixed Rate Mortgage Features
Low down payments
Various terms to choose from
Loan options available for both 1-4 family houses and condominiums
Effective as of 12/6/2023
Monthly P&I 2Payment (per $1,000) Payment amounts do not include taxes and insurance. Your payments may be greater.
30-Year Fixed Rate4
$6.65 (360 payments)
20-Year Fixed Rate4
$7.68 (240 payments)
15-Year Fixed Rate4
$8.99 (180 payments)
All rates are subject to change without notice. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
1 Annual Percentage Rate (APR) is based on a single-family primary residence property and is subject to change based on factors such as points, loan amount, loan-to-value, borrowers credit, property type, and occupancy. All rates subject to change without notice. Subject to credit approval.
2 Principal and Interest (P&I)
3 Annual Percentage Rate (APR) above is based on a loan amount of $400,000, for owner-occupied property or 2nd homes with a 80% or lower Loan to Value (LTV) and FICO Score of 700 or 75% or lower LTV and FICO Score of 680. The property is located in MA or Southern New Hampshire. Rates may vary based on other scenarios.
4 Annual Percentage Rate (APR) above is based on a loan amount of $400,000, single-family primary residence purchase transaction with a loan to value of 80% or less and a FICO Score of 740. The property is located in MA or Southern New Hampshire. Rates may vary based on other scenarios. Private Mortgage Insurance (PMI) is required if the down payment is less than 20%.