IMPORTANT UPDATE

Our video banking app will soon be unavailable, but fret not! You can still effortlessly connect with our representatives for personalized assistance directly through video banking on our website. Additionally, please note that our chat feature on the website will be unavailable starting June 1 for an upgrade. Your convenience is our priority as we continue to enhance your banking journey. Stay tuned for more updates and thank you for your patience!
 
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Business Certificate of Deposit

Giving you peace of mind when you invest your business earnings.

Business Certificate of Deposit Features

  • Competitive rates
  • Fixed rates for length of term
  • Terms range from 6 to 60 months
  • Early withdrawal penalties apply
  • Automatic renewals
  • Deposits are fully insured by the Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF)
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Business Certificates of Deposit

Effective as of 7/27/2024

TermInterest RateAnnual Percentage Yield (APY)Minimum to Open & Earn APY
6 months0.35%0.35%$1,000.00
7 months - SPECIAL4.89%5.00%$1,000.00
9 months4.17%4.25%$1,000.00
11 months -SPECIAL4.89%5.00%$1,000.00
12 months0.35%0.35%$1,000.00
18 months4.00%4.07%$1,000.00
24 months4.41%4.50%$1,000.00
36 months4.41%4.50%$1,000.00
48 months4.41%4.50%$1,000.00
60 months4.41%4.50%$1,000.00

APY=Annual Percentage Yield

Penalties may be imposed on early withdrawals. Fees may reduce earnings. Rates are subject to change without notice.



 

Optimum Banking Benefits Everyone

Optimum One Checking Optimum Plus Checking Optimum Student Checking

Business Certificate of Deposit

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Our Additional Savings Accounts

Business Savings | Business Money Market

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