¹ No purchase or payment of any kind is necessary to enter to win this contest. Sweepstakes (the “enter to win”) is only open to legal residents of the U.S. and the District of Columbia and is void where prohibited by law. Entrants must be 18 years of age or older. Persons submitting entries need not be a customer of the bank to enter. Being a customer of the bank will not improve your chances of winning. Employees of StonehamBank (the “Sponsor”) and their respective affiliates, subsidiaries, advertising and promotion agencies, suppliers and their immediate family members and/or those living in the same household of each are not eligible to participate in the sweepstakes. The Sweepstakes is subject to all applicable federal, state and local laws and regulations. Sponsor’s address is 80 Montvale Avenue, Stoneham, MA 02180. All entries must be received by 11:59PM EST on the Friday of each week in October. Winners of the Sweepstakes will be randomly selected by StonehamBank. Winners will be selected on Monday of each week in October. Additionally, winners will be notified via email to the email address they entered within five (5) days following the winners selection. Odds of winning are determined by the number of entries. StonehamBank shall have no liability for a winner’s failure to receive notices due to the winner’s spam, junk e-mail or other security settings or for winner’s provision of incorrect or otherwise non-functioning contact information. If the selected winner cannot be contacted, is ineligible, or fails to claim the prize within 15 days from the time the award notification was sent, the prize may be forfeited, and an alternate winner selected. Limited to one registration per person. Estimated value of the Gift Card is $50. The winners are solely responsible for any federal, state and local taxes, and must provide sponsor with a valid social security number or taxpayer identification number before the prize will be awarded. A form 1099 will be issued to the winners. BRANDS MENTIONED ARE NOT SPONSORS OR PARTICIPANTS IN THIS PROMOTION.

² To qualify for the $300 gold coin: Open a StonehamBank Optimum One or Optimum Plus checking account online at stonehambank.com, connect through video banking, or visit our Billerica Branch and use promo code 300OFFER during the month of October 2025. Meet all Optimum One and Optimum Plus Cehcking requirements. The customer must not have had any existing or prior personal checking accounts with StonehamBank within the previous 12 months. Once the offer requirements are met: The customer will be entered to win the $300 gold coin. The account must remain open, active, and in good standing to receive the gold coin. In the event of the checking account’s closure by the customer or StonehamBank within 6 months of the account opening, StonehamBank reserves the right to deduct the bonus amount from any of the involved accounts upon closure. Odds of winning are determined by the number of entries. StonehamBank shall have no liability for a winner’s failure to receive notices due to the winner’s spam, junk e-mail or other security settings or for winner’s provision of incorrect or otherwise non-functioning contact information. If the selected winner cannot be contacted, is ineligible, or fails to claim the prize within 15 days from the time the award notification was sent, the prize may be forfeited, and an alternate winner selected. Limited to one registration per person. The estimated value of the Gold Coin is $300. The winners are solely responsible for any federal, state and local taxes, and must provide sponsor with a valid social security number or taxpayer identification number before the prize will be awarded. A form 1099 will be issued to the winners. The offer is subject to change and may be withdrawn at any time.  BRANDS MENTIONED ARE NOT SPONSORS OR PARTICIPANTS IN THIS PROMOTION. 

³ To qualify for the $300 Bonus: Open a StonehamBank Optimum One or Optimum Plus checking account online at stonehambank.com, connect through video banking, or visit our Billerica Branch and use promo code 300OFFER. Within 90 days of the account opening date, you must have a qualifying monthly direct deposit of at least $500 into the new checking account. Qualifying direct deposits include paychecks, pensions, government benefits (such as Social Security), or other eligible regular monthly income from employers or the government, electronically deposited into the checking account, with a minimum of $500. Transfers between StonehamBank accounts and accounts at other financial institutions or brokerages do not qualify. The customer must not have had any existing or prior personal checking accounts with StonehamBank within the previous 12 months. Once the offer requirements are met: The $300 bonus will be credited into the new personal checking account within 120 days from the new account opening date. The account must remain open, active, and in good standing to receive the bonus. In the event of the checking account’s closure by the customer or StonehamBank within 6 months of the account opening, StonehamBank reserves the right to deduct the bonus amount from any of the involved accounts upon closure. StonehamBank may issue an IRS Form 1099-INT or other appropriate forms reporting the value of the bonus. The offer is subject to change and may be withdrawn at any time.

⁴ Optimum One Checking: $10 minimum balance is required to open account. The Optimum One Checking Account is a non-interest-bearing account.  

⁵ Optimum Plus Checking: $10 minimum balance is required to open account and earn APY. Annual Percentage Yield (APY) 0.01% effective 08/30/2024. Fees may reduce earnings. Variable rate may change after account is opened. Certain restrictions may apply.