4.00% APY* Money Market Account | StonehamBank

Billerica Branch Remains Open During Road Construction

Beginning February 9, northbound Route 3A will be closed between Webb Brook Road and Tower Farm Road, Monday–Friday from 9:00 a.m. to 3:00 p.m. due to roadway construction. Traffic will be detoured, and business access will be permitted.

The Billerica branch will be open until 5:00 p.m. on weekdays while the road closure is in effect.

Customers may also use Video Banking during regular business hours, Online and Mobile Banking 24/7, or visit our Stoneham branch for in-person service.

Finding a Money Market with a great rate and favorable terms can feel like looking for a four-leaf clover. Well, here it is: right now, you have an opportunity to take advantage of today’s interest rates and keep your money flexible—from a bank that’s been serving your community for over 135 years.

Open a High-Yield Money Market Account from StonehamBank,
and get more for your money:

4.00^%

Annual Percentage Yield (APY)*
Available for New Customers Only

No monthly maintenance fee¹
Interest paid at the end of each month
Access to your money any time²
100% deposit insurance through Member FDIC and Member DIF

Earn more. Stay flexible.

Open Today

Business owner? Get the same great rate with a Money Market Account for your business funds.

You deserve more than the average rates you’d earn with a business savings account. Keep your funds flexible and earn a high 4.00% APY* with a Money Market Account for your business:

No monthly maintenance fee¹
Your Money Market funds can be linked to your Visa^® Debit Card or ATM Card (requires a checking account with StonehamBank) with 24-hour ATM access
100% deposit insurance through Member FDIC and Member DIF

Make your money work as hard as you do!

How to Open

Starting a long-lasting relationship with StonehamBank is simple:
A checking account is the perfect way to start

StonehamBank offers the personalized, friendly service of a community bank that's here when you need us. Plus the technology, products and services of “the big banks” when you want convenience and plenty of options to reach your financial goals.

Choose Optimum Checking to manage your day-to-day personal finances, and you’ll enjoy:

Free ATM access – the ultimate in cash convenience, with unlimited ATM surcharge fee reimbursements
International buying power – simply use our Visa® Debit Card for purchases
Convenient technology – access your accounts 24/7 with online banking and mobile banking
ClickSWITCH – Change financial institutions without the hassle

Open Today Contact Us

About Us

StonehamBank is a forward-looking financial institution that fulfills the needs of our community by delivering comprehensive financial services, technology and community support while maintaining financial stability and soundness.

*Annual Percentage Yield (APY) is effective as of 09/07/2025. Minimum balance to open and earn APY is $10.00. The rate may change after the account opening. Offer is available to new to bank customers only. No monthly maintenance fee. Consumer accounts can be opened online (consumer only), in a branch, or through video banking. Business accounts can be opened in branch or through video banking. Offer limited to one account per taxpayer identification number. Subject to change without notice. Fees may reduce earnings. Interest is compounded and credited monthly. Other rates and terms are available. This offer may be withdrawn at any time.

¹ For a full explanation of our fees, please refer to our Fee Schedule.

² Transaction Limitations: You will be permitted to make no more than 6 combined pre-authorized, automatic, check or telephone transfers per statement cycle from your Money Market account to another account or third party. If you exceed these restrictions, we may assess an excess fee.

Open to Massachusetts and Southern New Hampshire residents only.