BUNDLE UP FOR THE SEASON
High-yield checking, stellar savings and a silver coin* to go with it.
This year, you can spend, save, earn and invest all at once when you open your bundle accounts! Your financial growth will be firing on all cylinders with the international buying power of a high-yield checking account, 24/7 access to a stellar savings account and a 1oz Silver American Eagle Coin* !

The Optimum Bundle
With International buying power, 24/7 account access through online and mobile banking, a free Visa® Debit Card, access to Zelle® and stellar interest rates, the Optimum Bundle is the perfect solution for even the busiest people to make financial progress.
Your Bundle Snapshot
Earn 1.00% APY with Checking1
Free ATM Access
unlimited ATM surcharge fee reimbursements
Earn 2.75% APY with Savings2
And MORE!

How it Works
This special bundle is available for new checking customers only and is available to open in the branches, video banking, and online. To get the full benefits of the bundle, make sure you fulfill the following requirements:
- Make $500 direct deposit into Optimum Bundle Checking
- Initiate at least 10 point of sale debit transactions to Optimum Bundle Checking
- Sign up for eStatements
Now you’re ready to pick up your 1oz Silver American Eagle Coin* from the branch!

Save, Spend, and Invest in your Future
For a limited time, opening your bundle accounts means getting one of the best investment pieces available for consumer purchase: A Silver Coin*!
Investing in precious metals like silver is a great way to diversify your investment portfolio, have a tangible representation of building your wealth, and so much more. With the value of silver on the rise, now is the perfect time to get your coin!
Ready to start spending, saving, and even investing the easy way?
The Bundle accounts are your perfect tool!
*To qualify for the 1oz Silver American Eagle Coin Bonus: Open a StonehamBank Optimum Bundle Checking and Optimum Bundle Savings online at stonehambank.com, through video banking, or visit a branch location. Within 60 days of the account opening date, you must maintain: 1) a monthly direct deposit of $500.00; 2) initiate 10 or more point of sale (POS) transactions monthly using your StonehamBank debit card; and 3) e-statement enrollment in your companion Optimum Bundle Checking. $10 minimum balance is required to open account and earn the stated APY. Fees may reduce earnings. Variable rate may change after account is opened. The customer must not have had any existing or prior personal checking accounts with StonehamBank within the previous 12 months. Once all bonus requirements are satisfied, you will receive an email notification instructing you to pick up your silver coin at a StonehamBank branch location Monday through Friday during business hours. The offer to pick up the coin expires 30 days from the date of the notification email. The value of the 1 oz. Silver American Eagle coin is $114 as of 2/2/2026; value of coin is based on the current market price of silver and may fluctuate. View product prices at BullionValues.org. One coin per bundle. Availability may vary by branch. StonehamBank may issue an IRS Form 1099-INT or other appropriate forms reporting the value of the bonus. The offer is subject to change and may be withdrawn at any time.
NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. MAY GO DOWN IN VALUE.
1 Annual Percentage Yield (APY) is effective 2/2/2026. $10 minimum balance is required to open account and earn the stated APY. Fees may reduce earnings. Variable rate may change after account is opened. Certain restrictions may apply.
2 Annual Percentage Yield (APY) is effective 2/2/2026. Must maintain the following requirements on a monthly basis: 1) receive a monthly direct deposit of $500.00; 2) Initiate 10 or more point of sale (POS) transactions using your StonehamBank debit card; and 3) e-statement enrollment in your companion Optimum Bundle Checking. $10 minimum balance is required to open account and earn the stated APY. Fees may reduce earnings. Variable rate may change after account is opened. Certain restrictions may apply.