Personal

What is Optimum Banking?

Having access to your money when you need it is central to your life. Because of that, we think accounts should be flexible, convenient, and easy to understand. Optimum Banking is all about putting you first so banking can be hassle-free.

Explore account options and our variety of banking services

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Checking

When it comes to everyday money matters, depend on an account that will make daily transactions easy.

Complement your account with a Visa® Debit Card and have the freedom to make in-store and online purchases or utilize Allpoint Network ATMs nationwide.

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Savings

Save for your goals, the unexpected, and all of life’s special occasions with an account that matches your preferences.

Stay up-to-date with your savings progress with monthly E-Statements that are delivered to you securely through Online Banking.

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Online & Mobile

Technology makes it easy to manage your cash when and where you want. Our suite of services provides many methods that simplify banking while keeping security a top priority.

Whether you are just looking to save a little time with E-Statements or completely streamline routine tasks with Bill Pay or Mobile Payments, your banking experience can be customized to fit your lifestyle.

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Additional Services

We offer a variety of additional services that make banking with us even easier.

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